MoKash 1.2.9
MOCASH
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Edited:
2024-02-04 -
Downloads:
47 -
File size:
no data -
License:
Freeware
MoKash is a downloadable file designed to provide Kenyans with quick access to emergency funds. This financial app, developed by a fintech company of the same name, offers a convenient and fully online application process, ensuring fast approval for eligible users. With loan amounts ranging from 1,000 to 30,000 Kenyan Shillings (KSh), MoKash allows locals to borrow the necessary funds with a flexible repayment period.
While MoKash may not revolutionize the online lending space, it is a reliable app that serves its purpose effectively. Its functionality is similar to other loan apps like EaseMoni and KreditBee, making it easy for users to navigate and utilize. The app requires Kenyan residency and registration before loan applications can be made. However, the registration process is relatively straightforward, only requiring a Kenyan National ID and an M-Pesa account for faster fund disbursement.
Once registered and verified, users can begin borrowing loans through the app. The loan amounts offered by MoKash are flexible, ranging from 1,000 to 30,000 KSh, with a processing period of two weeks. Repaying the loan is also convenient, as transactions are facilitated through the M-Pesa platform.
It is important to note that MoKash imposes a significant 26% processing fee on loans, which is added to the loan amount upon borrowing. Additionally, late repayments incur a penalty of 2% per day, and repeated late payments may result in being banned from accessing higher loan amounts. Aside from these considerations, MoKash functions well as a source of emergency funds.
Overall, MoKash provides a reliable and accessible option for Kenyans in need of emergency funds. Its flexible loan amounts and repayment terms offer borrowers more options, while the simplified registration process makes it easier to access funds quickly. However, users should be aware of the costs and penalties associated with late repayments.
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